30 NYC Fintech Startups Hiring in 2026 — Fast-Growing Companies Actively Expanding Their Teams

30 NYC Fintech Startups Hiring in 2026 — Fast-Growing Companies Actively Expanding Their Teams

Updated March 2026 · 15 min read · Curated by StartupJobs.NYC

New York City is one of the most important fintech ecosystems in the world — second only to London globally, and home to some of the most ambitious financial technology companies ever built. From payment infrastructure and banking APIs to consumer credit and institutional trading tools, NYC fintech is growing fast in 2026.

This list covers 30 NYC fintech startups that are actively hiring right now — across engineering, product, sales, compliance, data, and operations. Whether you're a software engineer looking to work on financial infrastructure, a sales professional who wants uncapped upside, or a product manager who wants to own something real, there's a role on this list for you.

Each entry includes what the company does, what roles they're typically hiring for, and why it might be worth applying.

Why NYC Fintech Is Booming in 2026

NYC has a structural advantage that Silicon Valley simply can't replicate: proximity to Wall Street, global banks, institutional investors, and the largest financial talent pool in the US. That makes New York the ideal home for B2B fintech companies that need enterprise relationships, compliance expertise, and financial credibility.

In 2026, several trends are driving hiring across NYC fintech:

• Embedded finance: Every SaaS company is adding financial products — payments, lending, cards — and they need infrastructure providers.

• AI-driven underwriting: Lenders and insurers are replacing legacy models with machine learning, driving demand for ML engineers and data scientists.

• Payroll and identity connectivity: APIs that access payroll data, employment records, and bank accounts are powering a new generation of credit and onboarding products.

• SMB banking: Small businesses remain massively underserved by traditional banks, and dozens of NYC startups are building better solutions.

• Regulatory clarity: After years of uncertainty, clearer crypto and fintech regulation is unlocking enterprise deals and new product categories.

The 30 NYC Fintech Startups Hiring in 2026

1. Ramp Series D+ | ~$8.1B valuation

Ramp is one of NYC's fastest-growing fintech companies, building corporate cards and spend management software for businesses. They've raised over $1.6B and are expanding aggressively across engineering, sales, and product.

Roles they're hiring: Software Engineer, Account Executive, Product Manager, Data Analyst

Why apply: Ramp is on a rocket ship. They process billions in spend annually and are taking on American Express and Brex head-on. If you want to work on real financial infrastructure at scale, Ramp is the move.

Apply: https://ramp.com/careers

2. Brex Series D | ~$12.3B valuation

Brex offers business accounts, corporate cards, and expense management for startups and enterprises. Their NYC office is a major engineering and GTM hub, with consistent hiring across the org.

Roles they're hiring: Backend Engineer, Sales Development Rep, Revenue Operations, Design

Why apply: Brex serves thousands of high-growth startups and enterprise clients. Their NYC presence is growing and they offer strong equity packages with exposure to cutting-edge financial products.

Apply: https://brex.com/careers

3. Pipe Series B | Revenue-based financing

Pipe lets businesses turn their recurring revenue into upfront capital without dilution. NYC-based and actively rebuilding their team after a leadership transition, Pipe is a contrarian bet with serious upside.

Roles they're hiring: Engineering, Business Development, Finance, Product

Why apply: A second-act story with a strong product and real market demand. Great for candidates who want meaningful equity and the chance to shape a company's direction.

Apply: https://pipe.com/careers

4. Lithic Series C | Card issuing infrastructure

Lithic (formerly Privacy.com) provides card-issuing APIs that power fintech products behind the scenes. They're the picks-and-shovels play in fintech — every new neobank or spend management tool needs what Lithic builds.

Roles they're hiring: Software Engineer, Solutions Engineer, Product Manager, Compliance

Why apply: Deep technical product, strong team, and B2B infrastructure that compounds. If you want to work on the rails of modern fintech without the consumer volatility, Lithic is a strong pick.

Apply: https://lithic.com/careers

5. Petal Series D | Credit cards for underserved consumers

Petal builds credit cards using cash flow underwriting instead of credit scores, opening credit access to millions of Americans who are invisible to traditional banks. Based in NYC with a mission-driven culture.

Roles they're hiring: Data Scientist, Risk Analyst, Software Engineer, Compliance Manager

Why apply: Real mission, real product, real growth. Petal has originated hundreds of millions in credit and is expanding. Strong for candidates who want fintech with purpose.

Apply: https://petalcard.com/careers

6. Array Series B | Embedded credit & identity

Array provides embedded credit and identity products — think credit monitoring, score simulators, and identity tools — that banks and fintechs white-label directly into their apps. NYC-based and quietly one of the fastest-growing B2B fintechs in the city.

Roles they're hiring: Full Stack Engineer, Partnerships, Customer Success, Product

Why apply: Array sits at the intersection of fintech infrastructure and consumer credit. If you want B2B SaaS growth curves in a fintech wrapper, this is your company.

Apply: https://array.com/careers

7. Capchase Series B | Revenue financing for SaaS

Capchase provides non-dilutive financing for SaaS companies, letting them access future subscription revenue today. NYC HQ with a lean, high-performance team expanding across sales, risk, and engineering.

Roles they're hiring: Sales, Risk Underwriter, Software Engineer, Marketing

Why apply: The SaaS financing market is massive and underpenetrated. Capchase is one of the leaders and the team punches well above its weight. Great comp and equity for the stage.

Apply: https://capchase.com/careers

8. Jeeves Series C | Global corporate spend

Jeeves is building a global financial platform for multinational startups — corporate cards, expense management, and working capital that works across borders. Their NYC office is growing fast.

Roles they're hiring: Account Executive, Backend Engineer, Compliance, Finance Operations

Why apply: Most corporate spend tools are US-only. Jeeves is solving the global version. If you want to work on a genuinely differentiated product with real international traction, Jeeves is compelling.

Apply: https://tryjeeves.com/careers

9. Lili Series C | Banking for freelancers

Lili is a banking app built specifically for freelancers and self-employed workers, with built-in tax tools, invoicing, and expense categorization. NYC-based with strong consumer product velocity.

Roles they're hiring: iOS/Android Engineer, Product Designer, Growth Marketing, Data

Why apply: The freelance economy is $1.5T+ and most of them have terrible banking options. Lili is fixing that. Consumer fintech with genuine product-market fit and a clear wedge.

Apply: https://lili.co/careers

10. Numerated Series C | SMB lending automation

Numerated automates small business lending for banks and credit unions — digitizing loan origination and underwriting workflows that are still shockingly manual at most institutions. NYC and Boston offices.

Roles they're hiring: Software Engineer, Implementation Manager, Product Manager, Sales

Why apply: B2B fintech serving a giant, underserved market. If you want to modernize banking infrastructure and work with real enterprise clients, Numerated has strong fundamentals.

Apply: https://numerated.com/careers

11. Paysign Public | Prepaid debit & patient payments

Paysign provides prepaid debit card programs and patient affordability solutions for healthcare. NYC-area presence with stable, profitable operations — a different vibe from venture-backed fintechs.

Roles they're hiring: Sales, Operations, Software Engineer, Business Development

Why apply: If you want fintech experience without startup risk, Paysign offers stable growth in a niche (healthcare payments) that's insulated from VC cycles.

Apply: https://paysign.com/careers

12. Novo Series B | Banking for small businesses

Novo is a business banking platform built for entrepreneurs and small businesses, offering checking accounts, invoicing, and integrations with tools like Stripe, Shopify, and QuickBooks. NYC-headquartered.

Roles they're hiring: Product Manager, Growth Engineer, Customer Experience, Data Analyst

Why apply: SMB banking is broken and Novo is fixing it with a clean product and smart integrations. Great early-stage energy with real revenue and a product people actually love.

Apply: https://novo.co/careers

13. Relay Series B | Business banking

Relay provides business banking and money management for small businesses and their accountants, with a focus on cash flow clarity. NYC-based with strong word-of-mouth growth among SMBs.

Roles they're hiring: Software Engineer, Account Management, Design, Customer Success

Why apply: Relay has found a niche: being the bank that accountants actually recommend. That distribution moat is hard to replicate. Solid team with smart growth.

Apply: https://relayfi.com/careers

14. Melio Series D | B2B payments

Melio is a B2B payments platform that lets small businesses pay vendors by bank transfer or card — even when vendors only accept checks. NYC-based Israeli startup with strong US traction.

Roles they're hiring: Backend Engineer, Product Manager, Finance, Sales

Why apply: B2B payments is a massive, sticky market. Melio has cracked SMB distribution and has big-name partnerships. Series D with serious revenue — late enough to be de-risked, early enough for real upside.

Apply: https://meliopayments.com/careers

15. Vestwell Series D | 401(k) infrastructure

Vestwell is modernizing workplace savings — 401(k)s, 529s, HSAs — through a white-labeled platform used by financial advisors, employers, and record-keepers. NYC-based and growing fast.

Roles they're hiring: Software Engineer, Compliance, Sales, Implementation Manager

Why apply: Retirement savings infrastructure is decades behind. Vestwell is fixing it with a B2B model that compounds over time. If you want fintech with recurring revenue and real staying power, Vestwell is a standout.

Apply: https://vestwell.com/careers

16. Betterment Series F | Automated investing

Betterment is one of the OG NYC fintechs — a robo-advisor with $36B+ in AUM and products spanning individual investing, IRAs, 401(k)s, and cash management. NYC HQ with a stable, experienced team.

Roles they're hiring: Software Engineer, Financial Planner, Data Scientist, UX Design

Why apply: Betterment is past the chaotic startup phase but still growing. Great for candidates who want fintech experience, strong engineering culture, and a stable org with real career paths.

Apply: https://betterment.com/careers

17. Public.com Series D | Social investing

Public is an investing platform that lets people invest in stocks, bonds, crypto, and alternative assets — with a social layer that makes investing more transparent and community-driven. NYC-based.

Roles they're hiring: Product Manager, iOS Engineer, Marketing, Compliance

Why apply: Public has built something genuinely different in retail investing. Their content and community strategy sets them apart from Robinhood. High-energy team with strong product instincts.

Apply: https://public.com/careers

18. Penfold Series A | Pension tech

Penfold is making pensions simple and accessible for the self-employed and gig workers — a market massively underserved by traditional financial institutions. Expanding into the US from the UK.

Roles they're hiring: Software Engineer, Growth, Compliance, Partnerships

Why apply: Early stage but solving a real problem at massive scale. Good for candidates who want to get in early on a company with a clear mission and growing US presence.

Apply: https://getpenfold.com/careers

19. Moov Financial Series B | Payments infrastructure

Moov is a developer-first payments platform — ACH, card, and bank account verification APIs for companies building financial products. NYC and remote-friendly with a strong engineering culture.

Roles they're hiring: Software Engineer, Developer Relations, Sales Engineer, Product

Why apply: Moov is doing for payments what Twilio did for communications. Developer-led growth with infrastructure that sticks. Great for engineers who want to work on payment rails at the API layer.

Apply: https://moov.io/careers

20. Greenlight Series D | Kids & family finance

Greenlight provides debit cards and financial literacy tools for kids, managed by parents. NYC office is their sales and growth hub with over 6 million families using the product.

Roles they're hiring: Growth Marketing, Sales, Software Engineer, Customer Success

Why apply: Consumer fintech with a massive user base and genuine stickiness — parents don't churn easily. Greenlight is at scale and still growing, with a clear path to the next financial products for families.

Apply: https://greenlight.com/careers

21. Found Series B | Banking for self-employed

Found is an all-in-one banking and tax tool for self-employed workers — handling invoicing, expense tracking, and quarterly tax estimates automatically. NYC-based with a fast-growing user base.

Roles they're hiring: Product Manager, iOS/Android Engineer, Growth, Data

Why apply: The self-employed market is 16M+ Americans with genuinely broken banking options. Found has a clean product and real traction. Series B with serious momentum.

Apply: https://found.com/careers

22. HM Bradley Series A | High-yield banking

HMBradley is a digital bank that rewards customers who save more — with tiered interest rates tied to savings behavior. NYC-based with a focused, product-led team.

Roles they're hiring: Software Engineer, Product, Compliance, Marketing

Why apply: Smart product design tied to real behavior change. Small team, meaningful equity, and a thesis that aligns customer and business interests. Good for early-career candidates who want real ownership.

Apply: https://hmbradley.com/careers

23. Alpaca Series B | Brokerage API infrastructure

Alpaca provides brokerage-as-a-service APIs — allowing any app to offer stock and crypto trading without building a brokerage from scratch. NYC-based with a strong developer following.

Roles they're hiring: Backend Engineer, Compliance, Business Development, Product

Why apply: Every fintech app wants to offer investing. Alpaca is the infrastructure layer that powers them. Strong technical culture, real revenue, and a market that's only getting bigger.

Apply: https://alpaca.markets/careers

24. Pinwheel Series B | Payroll connectivity

Pinwheel provides payroll connectivity APIs — letting fintechs access payroll data and enable direct deposit switching. NYC-based and used by major neobanks and lenders.

Roles they're hiring: Software Engineer, Sales, Partnerships, Data Engineer

Why apply: Payroll data is one of the most powerful financial signals and it's wildly underutilized. Pinwheel has built the infrastructure to change that. B2B API company with strong enterprise customers.

Apply: https://pinwheelapi.com/careers

25. Atomic Series B | Consumer fintech connectivity

Atomic enables fintech products to connect to payroll, employment data, and direct deposits — powering features like instant income verification and deposit switching at scale.

Roles they're hiring: Engineer, Account Manager, Product, Sales

Why apply: Direct deposit is worth hundreds of dollars annually to every bank that wins it. Atomic makes switching easy. Clear value prop, enterprise customers, and a moat that grows with every integration.

Apply: https://atomicfi.com/careers

26. Finix Series C | Payments infrastructure

Finix helps software companies become their own payment facilitators — giving SaaS companies the ability to own and monetize payments rather than outsourcing to Stripe. NYC office is a key commercial hub.

Roles they're hiring: Sales Engineer, Account Executive, Product Manager, Software Engineer

Why apply: Every SaaS company is eventually a fintech company. Finix is the pick-and-shovel play. Strong enterprise traction and a product that creates long-term customer lock-in.

Apply: https://finix.com/careers

27. Sardine Series B | Fraud and compliance infrastructure

Sardine provides fraud prevention, compliance, and AML tools for fintechs and crypto companies. NYC-based with a world-class team of fraud and payments experts building in a category that only gets more important.

Roles they're hiring: Data Scientist, Software Engineer, Sales, Compliance Expert

Why apply: Fraud and compliance is non-discretionary spend — fintechs must buy it. Sardine has assembled an elite team and serves the best companies in crypto and fintech. Strong fundamentals and upside.

Apply: https://sardine.ai/careers

28. Bond Series B | Banking-as-a-service

Bond provides banking-as-a-service infrastructure — cards, accounts, and compliance — for brands and fintechs looking to embed financial products. NYC-based with Goldman Sachs as a key backer.

Roles they're hiring: Software Engineer, Compliance, Implementation, Sales

Why apply: Embedded finance is one of the biggest trends in fintech. Bond lets non-financial brands offer financial products. Backed by Goldman and other serious investors. Real infrastructure company with enterprise clients.

Apply: https://bond.tech/careers

29. Synctera Series B | BaaS for community banks

Synctera connects fintech startups with community banks through a banking-as-a-service platform — handling the compliance, bank relationships, and infrastructure so fintechs can focus on product.

Roles they're hiring: Software Engineer, Compliance, Business Development, Product Manager

Why apply: Synctera solves the hardest part of fintech: the bank relationship. If you want to work on B2B infrastructure where every deal is meaningful, this is a strong option.

Apply: https://synctera.com/careers

30. Pico Series A | Financial data & news

Pico provides ultra-low-latency market data, network, and trading infrastructure for hedge funds, trading firms, and financial institutions. NYC-based at the heart of institutional finance.

Roles they're hiring: Network Engineer, Software Engineer, Sales, Product

Why apply: Pico plays in the highest-stakes corner of fintech: institutional trading infrastructure. If you have a technical background and want to work with the most demanding customers in finance, Pico is elite.

Apply: https://pico.net/careers

How to Get Hired at an NYC Fintech Startup in 2026

Fintech hiring is competitive but not impossible if you approach it strategically. Here's what actually works:

• Apply directly, not just through LinkedIn. Most funded startups have career pages that bypass ATS queues. The links in this article go straight there.

• Tailor your resume for the vertical. A payments company wants to see different keywords than a lending platform. Scan each job description and mirror their language.

• Show you understand the regulatory environment. Fintechs operate under complex rules (CFPB, OCC, FinCEN, SEC). Candidates who speak this language get taken more seriously.

• Demonstrate product awareness. Know the company's competitors, pricing model, and customer segment before your first call. It signals you're serious.

• Reference customers or integrations. If you use the product or know someone who does, say so. Fintech is a relationship business and genuine affinity stands out.

• Move fast. The best fintech roles in NYC close in 2–3 weeks. If you're interested, apply the same day you find the listing.

Browse All NYC Fintech Jobs on StartupJobs.NYC

This list is updated regularly, but the job market moves fast. For the most current fintech roles in New York — including positions at companies not on this list — browse our full job board at startupjobs.nyc.

We track hundreds of NYC startups and surface new roles every week across engineering, product, sales, design, data, and ops. Filter by sector, stage, salary, and more.

→ Browse all open fintech jobs in NYC: https://startupjobs.nyc/browse

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